you have to love these insurance ocmpanies <img src="http://www.clanlod.net/ipb/style_emoticons/<#EMO_DIR#>/angry.gif" style="vertical-align:middle" emoid=":angry:" border="0" alt="angry.gif" /> <img src="http://www.clanlod.net/ipb/style_emoticons/<#EMO_DIR#>/angry.gif" style="vertical-align:middle" emoid=":angry:" border="0" alt="angry.gif" />